About us
During the first 3 years of operations in Spain, Prestamos Prima has become the market leader for consumer loans and registered three trademarks. The company offers a range of products, including short term and personal loans, vehicle-secured leasebacks, mortgage-secured loans, as well as loans secured by different kinds of professional licenses.
The rapid expansion is continuously supported by sophisticated IT, security and risk management improvements.
In Prestamos Prima, we are continuously seeking and finding new ways to provide accessible financing for ever-increasing number of people in Spain and beyond. Since launching our operations in Spain, we have invested a great amount of time and resources towards researching and understanding the market. We keep stakes in loans issued, ensuring payback discipline from the borrowers, and portfolio quality for the investors.
Our development
January 2012
VIASMS.ES starts operations
February 2013
25'000 clients registered
August 2013
Loan portfolio reaches EUR 1'000'000
November 2013
Prestamos Prima founded
December 2013
VIASMS.ES becomes a member of AEMIP
February 2014
Office in Madrid opened
May 2014
Loan portfolio reaches EUR 5'000'000
May 2014
Prestamos Prima signs 100th deal
October 2014
75'000 clients registered
November 2014
Moved to new office in Passeig de Gracia
December 2014
Loan portfolio reaches EUR 10'000'000
April 2015
100'000 clients registered
May 2015
CocheGO starts operations
June 2015
VIASMS.ES rebrands to TWINERO and carries out a major technical overhaul
June 2015
Prestamos Prima registers 500th deal
June 2015
Loan portfolio reaches EUR 30'000'000
February 2016
Viventor is nominated for European FinTech Awards
April 2016
EUR 1 Million invested through Viventor
May 2016
Viventor invited to MoneyConf and Pioneers as Top FinTech Startup
June 2016
Viventor voted amongst Top 5 European peer-to-peer lending platforms (via P2P-Banking)
Mission
To be the one and only loan broker for all of our customers, providing the most accessible and affordable financing services for any situation.
Values
Transparency
We don't believe in hidden fees and surcharges. We believe in alternative financing that relies on disclosure and transparency for all involved parties.
Simplicity
Whether borrowing or lending, we believe in effortless procedure in place. We want to remove the unnecessary complexity from financing, making the borrower-lender relationship simpler than ever.
Quality
We set high standards for everything that we do. We believe in delivering only highest quality services, ensuring remarkable experience for every single borrower, investor, partner, and other party involved.
Security
We believe that great relationships are built on mutual trust, and highly appreciate the trust our borrowers, investors and partners put in Prestamos Prima. Therefore, the information provided is treated with great respect, ensuring data safety by undertaking complex security measures.
Accessibility
Prestamos Prima stands for accessibility in various ways. We believe financing should be realistically accessible for all purposes, from smallest consumer loans to developing large-scale projects. We believe that every investor deserves access to a wide scope of investments, from refinancing payday loans to investing in quality real estate. Our philosophy is to build an open and accessible community within the company, as well as with our customers and partners.
Deftness
We believe that speed, relevant knowledge, and abilities to react and adapt are crucial for building a great company and providing outstanding services. In Prestamos Prima, we believe this to be of immense importance nowadays, when technology and services are developing faster than ever, giving the opportunity to reshape the finance industry.
Vision
To challenge the traditional financing institutions. To become a leading provider of alternative financing in the Europe.
Team
Andris Rozenbahs, Group CEO
Andris possesses 15 years of experience in the industries of alternative financing and real estate. He has successfully built, managed and exited one of the biggest payday lending companies in Europe. Real estate development, building and financing is Andris's natural field of operation, his competence greatly improved while managing the largest real estate portfolio in the Baltics. Andris holds a professional and Masters degrees in Law from the University of Latvia.
Alisa Čevere, Managing Director, Twinero
Alisa has over 10 years experience in financial and investment services. She has held management level roles in companies located in Spain, Latvia and Russia. She holds a BSc diploma from Riga International School of Economics and Business Administration, has mastered six different languages, and possesses extensive knowledge in online marketing and SEO. Alisa joined Prestamos Prima group in 2012.
Kristaps Rozenbahs, Managing Director, Cochego
Kristaps studied Law in the University of Latvia, former CEO of the biggest veterinary medication wholesale company in Latvia. Since the foundation of VIA SMS, which was one of the first non-bank financial institutions in Latvia, Kristaps was one of the key figures of the team that expanded the company in 7 different countries across Europe.
Helena Fuentes, Compliance Officer
Helena has over 10 years of experience in IT-related legal matters, specializing in data protection, e-commerce, consumer rights and online privacy. She has served as a consultant in litigation support, specializing in computer forensics and cyber crimes. Prior joining Prestamos Prima, Helena was working for companies like PwC and INCIDE.
Daniils Kostornijs, CTO
Daniils has over 10 years in managing IT teams and processes in companies of various size like RSA, IBM and others. His “Always Can Do” approach and passion for building highly available systems while applying right technology is what proved him as an inseparable asset to the group.
Collaboration
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